Rates starting from 3.99%
For HomeownersFor Agents

Compare the Best Mortgage Rates in Durham Region

Get more value for your money. Compare rates and save thousands.

Mortgage Size

$500,000

Discover your best Mortgage Rate with us! We specialize in finding you the lowest possible rate tailored to your unique situation. Wondering about your eligibility? Factors like your credit score and home equity matter, and we'll guide you through it.

it's quick, free, and commitment-free.

TermRates FromAs Affordable As
1 Year Fixed4.69%
$2072 /mo
2 Year Fixed4.09%
$1930 /mo
3 year fixed4.14%
$1942 /mo
4 year fixed4.19%
$1954 /mo
5 year fixed4.19%
$1954 /mo
5 year Variable4.2%
$1956 /mo
7 year fixed5.19%
$2194 /mo

Mortgage Advice Tailored to Your Needs in Durham

No two homeowners are the same. That’s why our advice isn’t one-size-fits-all.

At LendingHub, our mortgage brokers in Durham Region take the time to understand your goals. Whether you’re buying a home in Oshawa, refinancing in Ajax, or investing in Pickering, we build solutions around you.

Durham is growing fast. Home prices are rising, and competition is strong. That’s where expert advice matters most. We help you:

  • Understand your borrowing power
  • Choose the right mortgage (fixed vs. variable)
  • Find lender options based on your credit
  • Avoid hidden fees and costly mistakes

We stay ahead of the latest trends and challenges. Affordability, rising rates, and changing rules are all part of the picture, and we simplify it for you.

Request your free rate quote now. We’re committed to finding you the most competitive rates and providing clear, professional guidance.

Helping First-Time Homebuyers in Durham Step by Step

Buying your first home is exciting, but it can also be confusing. There are many steps, forms, and new terms to understand. At LendingHub, we popularly offer mortgages for first-time homebuyers in Durham throughout the entire process. Our goal is to make homeownership easier and less stressful for you.

Here’s how we help:

  • Guide You Through Mortgage Pre-Approval: We help you figure out how much you can afford and get you pre-approved for a mortgage.
  • Explain CMHC Rules & Mortgage Insurance: We break down mortgage insurance and explain why it’s important for first-time buyers, especially if you have a smaller down payment.
  • Find Down Payment Help & Rebate Programs: Many first-time buyers qualify for programs that help with down payments or offer rebates. We’ll connect you with these helpful programs.
  • Match You with Affordable Mortgages: Our mortgage brokers help you find the best mortgage rates and terms for your situation.

You don’t have to figure this all out on your own. Our team is here to answer your questions, guide you, and help you get the best deal.

Buying your first home? We make it simple. Our expert mortgage agents guide first-time homebuyers with low rates, easy approvals, and honest advice—so you can buy with confidence.

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Reverse Mortgage Solutions in Durham Region

Many Durham Region homeowners over 55 are house-rich but cash-flow tight. You’ve built equity in your home over the decades, but rising expenses or limited retirement income can make everyday life harder than it should be.

At LendingHub, we help you turn your home equity into tax-free cash, without selling your home or making monthly payments.

Reverse mortgages are great for:

  • Retirees who need extra income
  • Covering health expenses
  • Supporting children or travel dreams

We understand that reverse mortgages can seem confusing or intimidating. Our Durham Region mortgage experts take the time to walk you through everything, clearly and without pressure. You’ll get honest answers, full transparency, and a plan that makes sense for your life.

You’ve earned your home. Now let it work for you.

Talk to a trusted LendingHub reverse mortgage specialist in Durham Region today and see how we make it simple, safe, and stress-free to unlock your equity—on your terms.

Explore your retirement options. Learn how this financial solution can help you secure a comfortable future. Know Reverse Mortgage for more details and expert guidance.

Why Choose LendingHub for Your Mortgage Needs in Durham

Finding a mortgage can feel confusing and stressful, but not with us. We’re proud to be one of the best mortgage brokers in Durham Region. Our team helps people like you find the right mortgage, easily and quickly.

Here’s why many people choose us:

  • Great Rates: We work with many lenders to find some of the lowest mortgage rates in Durham. This means more savings for you.
  • Helpful Support: Our team is friendly, fast, and always ready to answer your questions. We guide you from start to finish.
  • Local Knowledge: We know Durham well. Whether you live in Oshawa, Pickering, Ajax, or another area, we understand the market and what works best in your neighborhood.

With years of experience and many happy clients, LendingHub makes the mortgage process simple and stress-free.

Looking for the best mortgage deal? Get the lowest rates and the smartest options, all tailored to you. Apply now and secure the best deal today!

FAQs – Durham Mortgage Questions Answered
Mortgage rates in Durham change often due to market trends and lender updates. We track rates daily to help you find the best deal. For today’s rates, contact our team. We’ll give you the most accurate and updated numbers.
Yes, it is! Mortgage brokers offer more lender options than banks. We compare rates and find better deals for you. Plus, you get personal advice based on your needs. This saves you time and money.
Yes, you can still qualify. At LendingHub, we work with lenders who approve mortgages for people with low or bad credit. We’ll look at your full financial picture and help you find the right lender.
First-time homebuyers can access help like government rebates, the First-Time Home Buyer Incentive, and lower down payments. We explain all your options and guide you through each step to make buying easier.
Yes, you can. A home equity loan lets you use the value in your home to pay off other debts. This can lower your monthly payments and help you manage money better.
A reverse mortgage lets homeowners 55+ turn home equity into tax-free cash without selling. It’s helpful for retirees who need extra money for living costs or medical bills. We’ll explain if it’s right for you.
Approval time depends on your documents and credit, but it often takes 24 to 48 hours. We work fast and keep you updated every step of the way to avoid delays.
Rates are mostly the same across Durham Region. Some lenders may offer local promos in certain areas. We compare all offers to find you the lowest rate for your location.
If the home price is under $500,000, the minimum down payment is 5%. If it’s more, you’ll need 5% for the first $500,000 and 10% for the rest. We’ll help you calculate it.
Our brokers explain the differences between fixed, variable, and hybrid mortgages. We look at your income, goals, and risk level to help you choose the best option for your situation.

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