Rates starting from 3.99%
For HomeownersFor Agents

Today’s Mortgage Rates in Cambridge – Compare & Save

Understanding current mortgage rates is essential. Knowing the latest mortgage rates in Cambridge helps you plan smart.

Mortgage Size

$500,000

Discover your best Mortgage Rate with us! We specialize in finding you the lowest possible rate tailored to your unique situation. Wondering about your eligibility? Factors like your credit score and home equity matter, and we'll guide you through it.

it's quick, free, and commitment-free.

TermRates FromAs Affordable As
1 Year Fixed4.84%
$2108 /mo
2 Year Fixed4.34%
$1989 /mo
3 year fixed4.34%
$1989 /mo
4 year fixed4.29%
$1977 /mo
5 year fixed4.24%
$1965 /mo
5 year Variable4.2%
$1956 /mo
7 year fixed5.15%
$2184 /mo

At LendingHub, we help you understand both options. Then we negotiate with lenders to get you rates lower than what banks post. That means more money in your pocket.
Note: Rates are subject to change. Please check the latest rates on LendingHub's website.

Mortgage Agents & Brokers in Cambridge – What Makes LendingHub Different

When you're trying to get a mortgage, it helps to know the difference between a broker, an agent, and an advisor. Here's how LendingHub makes things easier for you:

RoleWhat They Do
Mortgage Broker CambridgeFinds and compares deals from many lenders to get you the best rate and terms.
Mortgage Agent CambridgeHelps you through the mortgage process step by step, so it’s easy and stress-free.
Mortgage Advisor CambridgeGives you expert advice to help you pick the mortgage that fits your needs best.

Unlike traditional banks, LendingHub stands out as the best mortgage broker in Cambridge. Here’s why so many people trust us:

  • Access to a Wide Network: As a trusted Cambridge mortgage company, we team up with many different lenders to give you more options.
  • Personalized Service: Our friendly mortgage advisor team takes the time to understand your goals. We offer mortgage advice that Cambridge homeowners can use—simple, clear, and tailored just for you.
  • Competitive Rates: We shop around to secure some of the best mortgage rates out there, helping you save money now and in the long run.

Whether you're a first-time buyer, self-employed, or an investor, LendingHub is your trusted partner in Cambridge.

Curious about mortgage rates? Speak to our team today and discover the best options available.

Second Mortgages in Cambridge – Unlock Your Home Equity

Sometimes life calls for extra funds. Whether it’s consolidating debt, handling unexpected expenses, renovating your property, or even investing in a new opportunity. A second mortgage allows you to tap into the equity you’ve already built in your home, without touching your existing mortgage.

At LendingHub, our Cambridge mortgage experts make the process straightforward. We review your home’s value, income, and financial goals to connect you with flexible lending options. Even if your credit isn’t perfect, we can match you with second mortgage lenders in Ontario who focus on the bigger picture, not just your score.

The advantage of a second mortgage is simple: access to funds when you need them, competitive rates, and repayment structures designed around your needs. Our team ensures you understand every step, giving you clarity and confidence in your decision.

Ready to put your home equity to work? Explore second mortgage solutions in Cambridge and start building your financial strategy today.

Mortgage Refinance in Cambridge – Smarter Options for Homeowners

Many homeowners in Cambridge don’t realize how much they could save by refinancing their mortgage. Whether your goal is to lower your interest rate, reduce monthly payments, consolidate debt, or free up cash for renovations, refinancing can give you more control over your finances.

At LendingHub, we work with over 50+ lenders to compare rates and tailor solutions that match your unique situation. Refinancing can also help you switch from a variable to a fixed rate, adjust your amortization period, or unlock home equity for big life goals.

Our team makes the process simple by guiding you through paperwork, presenting clear options, and ensuring you’re making the smartest choice for your future. If you’re considering your options, explore how a home loan refinance could help you save money and achieve long-term financial stability.

Get a
Callback
Get a Callback

Bad Credit & Private Mortgages in Cambridge – Flexible Options for Every Situation

Getting approved by a traditional bank isn’t always easy. Maybe your credit score isn’t where it should be, your income is difficult to verify, or you need fast access to funds. That’s when private and bad credit mortgage solutions in Cambridge become a smart alternative.

At LendingHub, we work with private mortgage lenders in Ontario who look beyond just your credit score. These lenders consider your overall financial situation, including income sources, home equity, and your long-term goals. Whether you’re self-employed, recovering from financial setbacks, or simply need a second chance, we’ll guide you toward an option that fits.

Our Cambridge mortgage experts can also help strengthen your application with strategies like adding a co-signer or making a larger down payment. The goal isn’t just to get you approved — it’s to help you move forward with confidence, rebuild your financial profile, and achieve homeownership.

With LendingHub, securing a private or bad credit mortgage in Cambridge is possible. Let’s find the solution that works for you.

Commercial Mortgages in Cambridge – Tailored Financing for Business & Investment

Securing financing for commercial property in Cambridge can feel overwhelming. Banks often have strict lending criteria, slow approval processes, and little flexibility when it comes to unique properties or business models. That’s where LendingHub steps in — providing customized commercial mortgage solutions designed to meet your business and investment needs.

We help business owners, entrepreneurs, and investors access funding for:

  • Retail spaces
  • Warehouses and industrial units
  • Office buildings
  • Mixed-use developments

In many cases, a commercial mortgage is just one piece of the puzzle. Some business owners pair it with small business loans in Ontario to free up working capital or expand their operations. Developers starting new projects often rely on construction financing to cover building costs until completion. And for investors interested in purchasing raw or undeveloped land, specialized options like land financing in Ontario provide the flexibility to move forward.

As an experienced commercial mortgage broker in Cambridge, we work with a wide network of lenders to secure competitive rates and flexible terms. Our role is not just finding financing, but structuring it so your business goals and long-term growth remain supported.

Whether you’re purchasing, refinancing, or developing property, LendingHub makes the process smoother; helping you move forward with confidence.

FAQs – Cambridge Mortgage Questions Answered
Mortgage rates in Cambridge fluctuate daily based on the market and lender offerings. At LendingHub, we keep track of the most competitive rates available from top lenders and ensure you’re always in the know.
LendingHub is proud to be recognized as one of the best mortgage brokers in Cambridge, Ontario. Our team offers deep local knowledge and expertise, which helps us find the best solutions for you. We offer multiple mortgage options that suit your unique needs.
Yes, you can! At LendingHub, we help people with bad credit secure mortgages by offering access to private lenders or alternative lending options. Traditional banks might turn you away, but we understand that everyone’s financial situation is different.
To qualify for a second mortgage in Cambridge, you’ll need sufficient equity in your home, proof of income, and some basic financial documents. It’s important to show that you can manage your first and second mortgages.
Private mortgages are an alternative to traditional bank loans and are funded by private investors or lenders. They offer quicker approval times, more flexibility, and are ideal for individuals with unique financial situations, such as bad credit or irregular income.

Consult our Mortgage Experts

Give us a call

Ready to discuss your mortgage options? Tap the "Call" button now to speak directly with our real estate mortgage experts!

Ready to get started?

Ready to secure your dream home? Click the "Find Your Best Rate Now" button to start your mortgage application!

Write to us

Looking to secure the best mortgage for your dream home? Click the "Contact Us" button now to get expert advice and personalized solutions!