Rates starting from 3.99%
For HomeownersFor Agents

Best Mortgage Rates in Hamilton – Updated Daily for You

At LendingHub, we always work to offer you the best mortgage rates in Hamilton. We update rates regularly from top lenders so you can choose with confidence.
We check and compare the current mortgage rates in Hamilton for you, so you don’t need to spend hours doing it yourself. Just come to us, and we’ll help you find the right deal.

Mortgage Size

$500,000

Discover your best Mortgage Rate with us! We specialize in finding you the lowest possible rate tailored to your unique situation. Wondering about your eligibility? Factors like your credit score and home equity matter, and we'll guide you through it.

it's quick, free, and commitment-free.

TermRates FromAs Affordable As
1 Year Fixed4.89%
$2120 /mo
2 Year Fixed4.24%
$1965 /mo
3 year fixed4.14%
$1942 /mo
4 year fixed4.19%
$1954 /mo
5 year fixed4.19%
$1954 /mo
5 year Variable4.2%
$1956 /mo
7 year fixed5.15%
$2184 /mo

Why Hamilton Homebuyers Choose Mortgage Brokers Over Banks

You might be wondering: Should I go to a bank or a broker?

Here’s why more people are choosing a mortgage advisor in Hamilton because we make getting a mortgage easier and more flexible.

  • More Lender Options: Banks offer only their products. We work with dozens of lenders. That means more choices, better rates, and custom options.
  • Personalized Solutions: Every buyer is different. Whether you have a strong credit score, are self-employed, or have a unique income situation, we find the mortgage that works for your story, not just a credit number.
  • Local Expertise: We’re not a call center. We live and work right here in Hamilton. We know the neighbourhoods, prices, and real estate trends. That means better advice and faster results.
  • We Work For You (Not the Bank): Our job is to get you the best deal, not to sell the bank’s loan. That’s why we’re proud to be known as the best mortgage broker in Hamilton. We’re trusted, experienced, and 100% focused on your success.

Get in touch with us to find the right mortgage. Our team will help you choose the best options, secure the best rates.

Second Mortgages in Hamilton – Get More From Your Home Equity

Need extra cash for home upgrades, paying off debt, or making a big purchase? A second mortgage might be the right solution for you, and you don’t have to sell your home to get it.

At LendingHub, we offer easy and flexible second mortgage options in Hamilton that help you use the value you’ve already built in your home. Whether you need funds to:

  • Pay off high-interest credit cards
  • Renovate your home or upgrade your space
  • Invest in a second property or income opportunity
  • Start or grow your small business
  • Cover education costs for your children

We’re here to make it happen—quickly and stress-free.

We understand that not everyone fits into a bank’s strict rules. That’s why we also work with private and alternative lenders who are more flexible. Even if your credit isn’t perfect, you can still qualify for a 2nd mortgage in Hamilton through us.

Check out our Second Mortgage options to learn how you can secure extra cash quickly and easily.

Start Your Journey with LendingHub – Schedule a free consultation and take the first step toward your perfect mortgage.

Private Mortgages in Hamilton – Flexible Lending for Unique Requirements

Standard lending criteria don't always accommodate everyone's financial situation. If you're self-employed, new to Canada, or have a less-than-perfect credit history, a private mortgage might be the solution.

At LendingHub, we help people in Hamilton get private mortgages when traditional lenders say no.

Private mortgages are ideal for:

  • Self-employed borrowers
  • People with low or no credit
  • Recent immigrants
  • People between jobs
  • Unusual properties

We’re not here to judge—we’re here to solve problems. Our team listens, explains, and finds the best way forward. Plus, we work with trusted Hamilton private mortgage lenders who offer clear terms, fast funding, and no hidden surprises.

LendingHub is more than just a Hamilton mortgage company. We’re your mortgage partner, no matter what.

Visit our private mortgages service to learn more about customized solutions for unique financial situations.

Searching for a better mortgage? Let us help! You can book a free call and find the right mortgage with the best rates and terms.

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Commercial Mortgages in Hamilton – Tailored Business Financing

Are you a business owner or property investor looking to grow your portfolio in Hamilton? LendingHub is here to help.

We specialize in commercial mortgage solutions tailored to your unique goals. Our financing options cover a wide range of property types, including:

  • Rental and income properties
  • Retail stores and office space
  • Warehouses and industrial units
  • Mixed-use developments

As an experienced commercial mortgage broker in Hamilton, Ontario, we know that time and clarity are key. Business owners don’t have time for delays or confusing terms. That’s why we focus on fast approvals, simple explanations, and flexible options that work with your budget and business plan.

Hamilton’s commercial market is growing fast, with new developments, increased demand, and expanding neighborhoods. If you want to be part of that growth, the right financing makes all the difference.

At LendingHub, we connect you with top commercial lenders who understand local opportunities.

Let’s talk about how Hamilton commercial mortgage solutions can help move your business forward, on your terms.

Speak with a mortgage advisor in Hamilton a free consultation and discover your best mortgage options

Reverse Mortgages in Hamilton – Retirement Solutions Backed by Equity

If you’re 55 or older and own your home, talk to us about how a reverse mortgage in Hamilton could work for you. We’re here to help you feel confident and make a smart, informed choice. You’ve worked hard to build equity in your home—now let it work for you.

Use your reverse mortgage to:

  • Supplement your retirement income
  • Renovate your home
  • Help your children or grandchildren
  • Travel and enjoy life

At LendingHub, we make reverse mortgages easy to understand. We’ll answer every question and help you decide if it’s right for you.

Learn more about reverse mortgages in Hamilton and see how you can turn your home’s value into cash without monthly payments.

Ready to find the best mortgage for you? Connect with a trusted mortgage specialist today for a free consultation.

Why Hamilton Clients Trust LendingHub

You have lots of choices for mortgage help. So why choose LendingHub? Because we listen, we understand, and we know how to get results.

Our mortgage specialists in Hamilton, Ontario, have years of experience helping people just like you. They provide expert advice to find the right mortgage solution that fits your needs and goals.

We help all kinds of clients, including:

  • First-time homebuyers
  • Self-employed workers
  • People with bruised credit
  • Retirees
  • Investors

We’re fast, friendly, and focused on your success. We explain everything and have helped thousands do the same. At LendingHub, your goals become our mission.

We’re local. We’re experienced. And we’re 100% focused on getting you the best deal. Fill out a quick form to get started. Let’s make your mortgage simple together.

FAQs – Hamilton Mortgage Questions Answered
Rates change often based on the market. We post daily updated Hamilton mortgage rates from top lenders to help you find the best deal. Check our best mortgage rates in Hamilton anytime.
Look for experience, transparency, and access to multiple lenders. The best mortgage broker in Hamilton, Ontario, should listen to your needs, explain your options, and always put your interests first, just like we do at LendingHub.
Yes! A second mortgage is a great way to pay off high-interest debt. You can use your home equity to get a loan with a lower rate, then use it to consolidate credit cards, lines of credit, or loans.
A reverse mortgage lets homeowners aged 55+ borrow against their home’s value, without selling or making payments. You get tax-free cash and keep living in your home.
Lots! Even if you don’t have traditional income proof, we work with lenders who understand self-employed income. We offer private mortgages, stated income loans, and custom solutions.
If you have a high rate, need cash, or want better terms, refinancing could save you thousands. We’ll review your current mortgage and show you smart refinancing options.
Absolutely. If banks said no, private mortgages might be the answer. We work with trusted private lenders who focus on equity, not just credit scores.
Usually, you’ll need: ID (like a driver’s license), Proof of income (pay stubs, tax returns), Credit report, List of debts, Info about the home you want to buy or refinance

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