Rates starting from 4.99%
For HomeownersFor Agents
Mortgage Offer

Secure Your Financial Future with Our 1-Year Fixed Rate Offering

We'll secure the most competitive rates for you in a few clicks.

Lock in Predictable Payments

Get a 1-Year Fixed Rate Loan Today!

At LendingHub, we understand the value of financial stability. That is why we offer a 1-Year Fixed Rate loan option, providing you with peace of mind knowing your interest rate and monthly payments will remain consistent for the first year of your loan.

Who Should Consider a 1-Year Fixed Mortgage?

First-Time Homebuyers

Those entering the market might find the lower initial rates attractive as they adjust to the responsibilities of homeownership.


Real estate investors looking for short-term ownership opportunities may find the flexibility of a 1-year fixed rate advantageous.

Borrowers Expecting Financial Changes

Individuals who anticipate an increase in income or who might relocate soon could benefit from the shorter commitment.

Get Started Today

Ready to stabilize your financial situation with our 1-Year Fixed Rate option? Click here to begin your journey towards financial predictability and peace of mind.

Securing the Best 1-Year Fixed Mortgage Rate
Credit Score Improvement

Ensure your credit score is high to qualify for the best rates offered by lenders.

Shop Around

Compare offers from multiple lenders, including banks, credit unions, and online lenders, to find the best rate and terms.

Consider Timing

Keep an eye on economic reports and interest rate trends; sometimes waiting a few months can result in a better rate.


Don’t be afraid to negotiate with lenders. Often, there is room to maneuver on rates and terms, especially if you have a good credit history and stable income.

Why Choose Our 1-Year Fixed Rate Plan?

Lock in your interest rate for a full year. No surprises, just steady, predictable monthly payments that make budgeting a breeze.


Our 1-Year Fixed Rate plan is perfect for short-term financial goals. Whether you are planning a major purchase or managing your debt, this plan provides the stability you need with the flexibility you want.

Competitive Rates

We offer some of the most competitive rates in the market, ensuring you get a deal that's not just good, but great.

Fast and Easy Application Process

Apply online in minutes and get quick approvals. Our streamlined process means you can access your funds sooner.

Expert Support

Our team of financial experts is here to guide you every step of the way. From application to final payment, we're here for you.

How Does It Work?

Apply Online

Fill out our simple online application. It's quick, easy, and secure.

Approval Process

Receive approval quickly as we assess your application based on straightforward criteria.

Receive Funds

Once approved, your funds are deposited directly into your account, ready to be used however you see fit.


Enjoy the ease of fixed monthly payments for the duration of your term at the agreed-upon rate.