Rates starting from 3.99%
For HomeownersFor Agents

Oakville’s Best Mortgage Rates – Updated Daily

Tired of searching for low mortgage rates and getting nowhere? At LendingHub, we update Oakville’s best mortgage rates daily, so you never miss out. We help you lock in rates that fit your budget.

Mortgage Size

$500,000

Discover your best Mortgage Rate with us! We specialize in finding you the lowest possible rate tailored to your unique situation. Wondering about your eligibility? Factors like your credit score and home equity matter, and we'll guide you through it.

it's quick, free, and commitment-free.

TermRates FromAs Affordable As
1 Year Fixed4.84%
$2108 /mo
2 Year Fixed4.34%
$1989 /mo
3 year fixed4.34%
$1989 /mo
4 year fixed4.29%
$1977 /mo
5 year fixed4.24%
$1965 /mo
5 year Variable4.2%
$1956 /mo
7 year fixed5.15%
$2184 /mo

Why Work With a Mortgage Broker in Oakville?

Finding the right mortgage can be confusing. With so many rates and lenders out there, it’s hard to know what’s best. That’s where LendingHub can help.

  • We Compare Lenders for You: Instead of going from bank to bank, we do all the searching for you. Our mortgage brokers in Oakville look at many lenders to find the best rate and deal for your situation.
  • We Help When Things Get Tricky: If you're self-employed, new to Canada, or have a low credit score, getting approved can be tough. But don’t worry. Our mortgage agents know which lenders are flexible and can help you get approved faster.
  • Friendly Local Advice You Can Trust: Our mortgage specialists live and work in Oakville, so they understand the local market. They’ll listen to your needs and give you clear advice to help you make the right choice.

At LendingHub, we focus on solutions. Our expert mortgage agent guides you every step. Let us help you find the best mortgage with confidence.

Confused by lenders and rates? Chat with our Oakville mortgage expert today.

Second Mortgages in Oakville – Tap Into Your Home’s Equity

Many Oakville homeowners are sitting on home equity without realizing it. A second mortgage could be the answer you've been looking for.

Thinking about updating your kitchen? Managing high-interest credit card payments? Or maybe you want to invest in something new? A 2nd mortgage in Oakville allows you to borrow against the value of your home, without giving up your current mortgage or selling your property.

We know money decisions can feel overwhelming, but you don’t have to figure it out alone.

Traditional banks often have strict rules. That’s why we’ve built strong relationships with institutional and alternative lenders. We give you more options and better chances of approval. We take time to listen, understand your goals, and guide you with clear steps.

Want to see if this is the right move for you? Take a moment to explore second mortgage options.

Stop stressing over mortgage options. Get a free call and let our team help you find the right fit

Private Mortgages in Oakville – Flexible Funding, Fast

Traditional lenders often have strict approval requirements, which may not work for every borrower. If you are self-employed, recovering from past credit challenges, recently separated, or seeking financing for a property outside conventional lending guidelines, a private mortgage can provide the flexibility you need.

At LendingHub, we work closely with a trusted network of private mortgage lenders in Ontario who evaluate more than just your credit score. Our role is to present your full financial picture and secure solutions that align with your goals, whether you require short-term financing, bridge funding, or fast approval for a time-sensitive purchase.

With our expertise, you can expect:

  • Streamlined approvals designed for unique borrower situations.
  • Flexible terms and rates that suit your financial objectives.
  • Personalized guidance from experienced mortgage brokers who understand Oakville’s real estate market.
If you are exploring private financing, our team will guide you through the process with transparency and professionalism, helping you make informed decisions with confidence.

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Commercial Mortgages in Oakville – Grow Your Property Portfolio

Running a business in Oakville often requires access to quick and reliable financing, whether it’s to expand operations, cover seasonal expenses, or invest in new equipment. Traditional banks can make this process challenging, leaving many entrepreneurs searching for faster alternatives. That’s where LendingHub can help.

We connect Oakville business owners with customized lending options designed to provide the working capital they need without unnecessary delays. If you’re exploring financing opportunities, our team can guide you through different solutions available across Ontario, including access to business loans in Ontario.

With tailored repayment structures and faster approvals, these business loans can help you maintain steady cash flow and keep your business moving forward in Oakville’s competitive market.

Reverse Mortgages in Oakville – Retire With Financial Peace

Some homeowners in Hamilton feel house-rich but cash-poor. The bills keep coming, but the income doesn’t. If you’re 55 or older, there’s a smart way to get ahead—without selling your home.

At LendingHub, we help you unlock the value of your home through a reverse mortgage in Oakville. It's simple. You use the equity you already have to get tax-free cash, while still living in your home. No monthly payments. No pressure. Just freedom to use the money your way.

Need to cover medical bills? Help your kids? Enjoy retirement? A reverse mortgage can help. And we’re here to guide you, step by step.

Many homeowners don’t know where to start. That’s okay. Our team finds the best lender for your needs, with fair rates and clear terms.

We believe retirement should feel secure, not stressful. We make it easier to enjoy the home you've worked hard for.

Learn how it works on our reverse mortgages in Oakville. It’s simple, safe, and can give you financial peace of mind.

Curious if a reverse mortgage is right for you? Get a free call and learn how your home can support your retirement, without selling it.

Mortgage Refinancing in Oakville – Lower Payments, Better Terms

Many Oakville homeowners are still paying more than they should because they haven’t considered mortgage refinancing. Maybe your interest rate is higher than today’s market, your debts are piling up, or you simply need extra breathing room in your monthly budget.

At LendingHub, we make it easy to refinance your mortgage in Oakville with a solution that matches your current needs, not the deal you signed years ago. With rates shifting, this could be the right time to lower your payments, shorten your term, and improve your cash flow.

Refinancing can also help you consolidate high-interest debts into one affordable monthly payment, giving you more control over your finances. Whether you’re employed, self-employed, or somewhere in between, our team makes the process simple and transparent.

Your dedicated mortgage broker will handle the paperwork, explain your options clearly, and help you choose a smart refinancing strategy for long-term stability.

Mortgage Mortgages for Self-Employed Borrowers in Oakville

Being your boss has big rewards, but getting a mortgage shouldn’t be the hardest part. Many self-employed people in Oakville, like freelancers, small business owners, and contractors, run into problems when applying for a mortgage. Banks often want “perfect paperwork” that just doesn’t match how real businesses work.

At LendingHub, we understand your income isn’t always shown in the usual way—and that’s okay. We specialize in helping self-employed borrowers get approved for the self-employed mortgage Oakville residents need.

Whether your income varies month to month or you write off business expenses, we look at the full picture. We offer flexible documentation and do case-by-case approvals, not just what’s on paper.

You’ve worked hard to build your business. Now let’s build your future. Our team will guide you every step of the way, from pre-approval to closing, with advice that’s honest and easy to follow.

First-Time Buyer Mortgages in Oakville – Start Smart

Buying your first home is exciting, but it can also feel a bit confusing. You might not know how much you can afford, what help you can get, and many people feel the same way.

At LendingHub, we make it easy for first home buyers in Oakville to take that big first step. Our team guides you through the full process—from budgeting to pre-approval to closing—so you’re never left guessing.

We answer all your questions and match you with the right mortgage based on your income, savings, and goals. We also help you explore Oakville-specific incentives and first-time buyer programs that could boost your buying power or reduce your upfront costs.

Our job is to make sure you feel confident. No pressure. No confusing bank jargon. Just real support from people who care about your future. With LendingHub on your side, buying your first home feels less scary—and a lot more doable.

If you're planning to buy your first home, explore the first home buyer mortgage in Oakville. It can help you get approved with expert support.

Don't let mortgage hurdles hold you back. Speak with our expert today and discover the right option for you in Oakville!

Why Oakville Clients Choose LendingHub

If you're dealing with bad credit, unusual income, or just feel lost in the process. Don’t worry, LendingHub is here to help you.

We’re not just another Oakville mortgage broker. We’re problem solvers. With a huge network of lenders, we find mortgage options that fit your situation, not the bank’s checklist. Whether you're self-employed, new to Canada, or dealing with a tough file, we make it work.

You’ll talk to a real person. A local mortgage agent in Oakville who understands the market, the rates, and the challenges you’re facing.

  • Fast approvals
  • Solutions for tricky cases
  • 5-star reviews from happy clients

We don’t guess. We listen. Then we deliver. That’s the LendingHub way—local, smart, and always on your side.

Ready to stop the stress and start your mortgage journey with confidence? Connect with a trusted Oakville mortgage expert at LendingHub today—let’s find the solution that works for you!

FAQs – Mortgage Questions in Oakville Answered
Mortgage rates in Oakville range from around 4.5% to 5.5% for a 5-year fixed mortgage, depending on the lender and your situation.
You may qualify through private lenders, but expect higher interest rates and possibly a larger down payment.
Second mortgages can be used for home renovations, debt consolidation, or other major expenses by borrowing against your home equity.
Yes, self-employed individuals can get private mortgages, though the process might be more flexible, but with higher rates.
Yes, first-time buyers can access government programs, lower down payments, and mortgage pre-approval options to help with buying their first home.
A reverse mortgage provides tax-free cash without monthly payments, while a HELOC requires monthly payments and is based on your home’s equity
Refinancing can lower your interest rate, reduce monthly payments, or allow you to access your home equity for other needs.
Approval can take anywhere from a few days to a few weeks, depending on the lender and the complexity of your application.

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