Rates starting from 3.99%
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London Mortgage Brokers & Agents – Why LendingHub Stands Out

When looking for the best mortgage broker in London, Canada, you want someone who understands your financial needs. But what’s the difference between a mortgage broker, an agent, and a specialist? And why should you choose LendingHub over traditional banks?

RoleWhat They Do
Mortgage BrokerWorks for you to find the best mortgage deals from multiple lenders. Has access to various products.
Mortgage AgentWorks with one lender to help you with paperwork and the mortgage process.
Mortgage SpecialistWorks for a specific bank or financial institution to guide you through their mortgage options.

LendingHub’s mortgage brokers in London are not tied to any single lender. This gives them the flexibility to find you the best deal possible. Unlike banks, which often have strict eligibility requirements and one-size-fits-all products, we offer customized advice to meet your specific needs. You get personalized advice from your mortgage advisor in London.

Our process is designed to make your mortgage journey simple:

  • Discovery: We take the time to understand your financial situation, goals, and preferences.
  • Rate Comparison: We compare mortgage rates across different lenders to find the best deal for you.
  • Approval: We walk you through the approval process and ensure everything goes smoothly.

Book a free consultation and get expert advice, low rates, and real support—no confusion, no pressure, just smart solutions.

Mortgage Renewal and Refinancing in London – Smarter Options for Homeowners

When your mortgage term comes to an end, it may feel easier to simply accept your lender’s renewal offer. But doing so could mean missing out on lower rates or more flexible terms available in the market. At LendingHub, we make sure you explore all your options so you don’t overpay when it’s time to renew.

Renewing your mortgage is also the perfect opportunity to consider refinancing. Whether you want to consolidate debt, free up cash for renovations, or secure a better rate, a refinance mortgage can help you take control of your finances. Our team reviews your current situation, compares offers from multiple lenders, and helps you choose between renewal and refinancing based on what benefits you most.

With access to 50+ lenders, LendingHub ensures that homeowners in London can find solutions that lower monthly payments, reduce interest costs, or unlock equity when needed.

Don’t just sign your renewal letter without checking the market. Let our experts show you how a smarter renewal or refinance can put you in a stronger financial position.

Compare the Best Mortgage Rates in London, Ontario

Finding the best mortgage rates in London, Ontario, can be tricky, but it doesn’t have to be. At LendingHub, we make it easy for you to compare rates and find the best deal.

Mortgage Size

$500,000

Discover your best Mortgage Rate with us! We specialize in finding you the lowest possible rate tailored to your unique situation. Wondering about your eligibility? Factors like your credit score and home equity matter, and we'll guide you through it.

it's quick, free, and commitment-free.

TermRates FromAs Affordable As
1 Year Fixed4.84%
$2108 /mo
2 Year Fixed4.34%
$1989 /mo
3 year fixed4.34%
$1989 /mo
4 year fixed4.29%
$1977 /mo
5 year fixed4.24%
$1965 /mo
5 year Variable4.2%
$1956 /mo
7 year fixed5.15%
$2184 /mo

Note: Rates are subject to change. Please check the latest rates on LendingHub's website.
Several factors can influence the London mortgage interest rates:

  • Credit score: A higher score generally leads to a better rate.
  • Down payment: The more you put down, the better your rate.
  • Term: Longer terms may offer lower monthly payments, but the total cost of the mortgage may be higher.

At LendingHub, we make it easy for you to compare rates and find the best deal. Our London mortgage brokers ensure you get the best deal, regardless of your financial background.

Second Mortgages in London – Leverage Your Home Equity

Life can sometimes throw unexpected challenges at you, and you might find yourself needing extra money. A second mortgage allows you to borrow against the equity in your home. This can be a great option if you need money for a variety of reasons, such as:

  • Home renovations: Boost the value of your home.
  • Debt consolidation: Combine high-interest debts into one lower payment.
  • Tuition: Pay for educational expenses without the stress.

To get a second mortgage, you need enough equity in your home, a stable income, and a good property assessment. At LendingHub, our mortgage agent in London, Ontario, can guide you eligibility process and help you secure the best deal.

Explore our second mortgage solution for easy access to funds using the value of your existing home.

Schedule a free call and let our friendly team help you secure the best mortgage deal in London.

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Bad Credit & Private Mortgages in London – Flexible Solutions When Banks Say No

Not everyone fits into the strict lending criteria of traditional banks. If you’re dealing with bad credit, self-employment, or need quick access to funds, a private mortgage in London can be a practical solution. Private lenders look beyond your credit score and focus more on your home equity and overall financial situation.

Here are some common scenarios where private lending makes sense:

  • Bad credit –Even with past credit issues, you may still qualify by working with lenders who specialize in flexible approvals.
  • Fast approvals – Private mortgages can often be arranged much quicker than through banks, helping you meet urgent deadlines.
  • Complex income – If you’re self-employed or have non-traditional income sources, private lenders are more open to considering your full financial picture.
  • Equity-focused lending – Many approvals are based on the value of your property rather than just your credit score.

At LendingHub, we partner with a strong network of private mortgage lenders in Ontario to connect you with the best options available. Our mortgage experts in London will guide you through the process, compare rates, and help you secure a solution that fits your needs today while building toward a stronger financial future.

Take the first step toward flexible financing! Book a free consultation with our team and discover how the right private or bad credit mortgage in London can work for you.

Commercial Mortgages in London – Finance Your Business Growth

Securing the right financing for your commercial property in London doesn’t have to be overwhelming. Whether you’re purchasing an office, investing in retail space, or developing a mixed-use property, LendingHub’s team of commercial mortgage brokers in London is here to guide you.

We work with a wide network of lenders to find competitive rates and terms tailored to your needs. From small business owners to experienced investors, our goal is to simplify the process and connect you with the right funding options.

Alongside commercial mortgages, we also help clients explore other financing opportunities:

  • Many entrepreneurs pair property financing with business loans in Ontario to support cash flow and expansion plans.
  • Developers can take advantage of flexible construction financing to fund building projects, from residential developments to large-scale commercial builds.
  • If you’re purchasing vacant or commercial land, our experts can guide you through land financing in Ontario for smooth approvals and competitive terms.

With LendingHub, you get expert advice, personalized service, and access to financing solutions that help you grow your business with confidence.

Start exploring commercial mortgages in London today and book a free consultation with our team.

FAQs – Mortgage Questions for London Residents
Mortgage rates can vary depending on your situation. Contact LendingHub to compare the best rates for your profile.
LendingHub is known for its expert advice, personalized service, and access to multiple lenders. Our mortgage brokers in London Ontario, are highly regarded for their professionalism and dedication.
Yes! We work with B-lenders and offer other options like co-signers and equity-based approvals.
You’ll need to have sufficient equity in your home and a stable income. Our London mortgage advisors can help you understand the eligibility criteria.
A mortgage broker works with multiple lenders to find you the best deal, while an agent works for a single lender. A LendingHub mortgage broker can provide a wider range of options.
If you have low credit or need fast financing, a private mortgage in London could be a good option. Our team can help you explore this route.
We offer financing for office, retail, industrial, and mixed-use commercial properties. Reach out to our commercial mortgage brokers in London for more details.

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